Born in Styria/Austria, after finishing his studies in 2000 at the University of Applied Science (FH Wiener Neustadt) started the banking career in the Private Banking and Asset Management industry in Vienna and Graz. Moved 2005 to Bosnia Hercegovina to build up Asset Management, Brokerage and Private/Affluent Banking service models. Spent overall 4 years as Expat abroad in SEE. Last 10 years in management functions in Headquarters managing CEE/SEE subsidiaries. Since 2016 in Raiffeisen Bank International, currently responsible for its Premium & Private Banking segments, Bancassurance, Retail Investment Product Management, Retail Liability Management - in 13 RBI subsidiaries with 12,5 Mio Retail clients and ca. 20Bn EUR Assets under Management. In addition, member of the supervisory board of Kathrein Privatbank, Raiffeisen Bank Bosnia Hercegovina and Raiffeisen Bank Kosovo.